Pet parents all over the world love their furry little friends and would do anything to keep them healthy. Even if you don’t know much about cat insurance, we’re here to help provide you the answers you’ll need to decide.

Accident-Only Policy for Your Cat

Simple enough, the Accident-Only policy  covers your cat in the case of an accident.

That means this policy covers your cat if they get into a car accident, break their leg jumping at a laser pointer on the wall, or decides to eat a ball of yarn.

Consider an Accident-Only Policy if:

You want the most affordable option

Our Accident-Only policy doesn’t have the broadest coverage, but it’s more friendly to your budget!

You have more than one pet

Cats can get awfully rowdy with each other, and it can lead to serious accidents.

Your cat is still a young kitty

Kitties are naturally mischievous creatures. Insure peace of mind with a policy early on in their life.

Accident + Illness Policy for Your Cat

This more comprehensive policy, the Accident + Illness policy , covers your pet when they’re hurt and sick. This differs from the Accident-Only policy, which only covers injuries.

Consider an Accident + Illness Policy if:

You have a baby kitty

Your little baby may be healthy now, but anything can happen. Since pet insurance doesn’t cover pre-existing conditions, you should get covered early.

You have a healthy adult cat

As your cat ages, they become more susceptible to accidents and illnesses, even if they’re otherwise healthy. It’s best to insure them early since no pet insurance company covers pre-existing conditions.

Basic Preventive Add-On for Cat Insurance

This add-on feature will reimburse you a certain amount towards basic preventive measures. If you stay up to date on wellness exams, your kitty will require a yearly vaccine, or if annual dental cleanings are in your pet care routine, then a Basic Preventive Add-on might be right for you.

You should consider a Basic Preventive Add-on if your cat needs:

Fecal test

Heartworm test

Rabies or Lyme vaccine

Dental cleaning

Wellness exam

Deworming

Prime Preventive Add-On for Cat Insurance

Our Prime Preventive Add-On is another additional feature to either policy, similar to the Basic Preventive Add-On above.

This supplementary option is broader than the Basic option. 

Other Things to Consider

Knowing the coverage options of each policy is important, but there’s more you should know about these plans besides their coverages and prices.

Location

The cost of vet treatment depends on your location. Procedures and check-ups tend to be pricier in urban areas  and lower in rural neighborhoods. This is something to keep in mind when toggling between your deductible and annual limit because you might need more coverage based on your location.

We doubt you have any other questions after this deep dive into pet insurance, but in case you do, give our friendly customer service reps a call at 877-663-9070.